How to buy a Home in Gilbert Arizona with a Low Down Payment

How To Buy A House With A Low Down Payment in Gilbert AZ

Is a big down payment the only thing stopping you from tackin advantage of the most affordable real estate market in decades?  Check out this quick video to discover why you might be closer than you think.

Low and No Down Payment Loan Programs

The Bradley Potter,PLLC Home Selling Team for Gilbert has partnered with Bill Geis at People’s Mortgage Company.  Together we help our clients to achieve the dream of home ownership.  Over the years we have assisted many Arizonan families in purchasing homes with little or no down payment.  We are very experienced with VA Zero Down Financing, FHA Financing and conventional loans for Arizona family and friends.  Fill out this simple form to see what programs you qualify for!

Skilled Negotiations Can Save You Money

Once you have found a home and are ready to make an offer, it is very important to work with a Realtor with experience negotiating.  We can negotiate for all closing costs to be paid by the Seller.  This keeps more money in YOUR pocket.  If you qualify for a VA loan, we can negotiate terms which require no money down.  Contact us today to find out what other negotiation strategies we can put to work for you!

Free Pre-Qualification

Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.

While a “pre-qual” is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general credit worthiness.

These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.

Free Community and Demographic Reports for Gilbert.

Gain valuable insight into the Gilbert AZ community by looking at household incomes, crime risk, education levels attained, and potential for extreme weather. Use the map to locate points of interest like shopping, restaurants, and healthcare services.

The quality of a school can greatly influence home values in an area. Access detailed information on Gilbert School District, school ratings, test scores by grade, student-teacher ratio, and much more.

Click this link for a list of the hottest buys in Gilbert.

History is being made.  When you look back, will you say

“I wish I had…” or “I’m so glad I did!”

Thank you for reading about Low Down Payments For Homes For Sale in Gilbert AZ 85044. 

 Provided courtesy of the Bradley Potter, PLLC Home Selling Team
Homesmart Realty
Hire a positive and proactive Team of Realtors to help you find your next home!
Call or text 480-239-5468 for information on Buyer’s Representation Services
(NO COST TO HOME BUYERS)
Search entire Arizona MLS for FREE at www.MyPhoenixAreaHomes.com/search
Get a FREE report on YOUR HOME’s Value at www.MyPhoenixareahomes.com/sell
Like us on Facebook! Facebook.com/BradleyPotterteam

 

 

 

 

Advertisements

Why my Great Home didn’t sell and it Expired?

Why Great Home’s Don’t Sell And Exactly What To Do Next to Sell Your Home Fast!

expired 2   I hope you enjoy this article.  It will be unlike any other you’ve read before.  When you are done reading it, you will be crystal clear on how to sell your home quick once and for all and likely sell it for more money than expected.

    We will cover the following topics together:

*The # 1 secret to selling for up to 18% more money

* Why the CMA should not be used to determine the price of your home and exactly how you should set your price to attract the highest offer.

*What it takes to make your house stand out from the competition, drive up demand and attract the highest price.Ill get the job done

* How to get agent “excited” about selling your home.

* The #1 most mismanaged variable in the home sale: Negotiation.

* How to determine if your home will be targeting the largest number of qualified buyers

* What mistakes to avoid when hiring an agent

Quick Introduction

The national association of Expert Advisors conducted a nationwide study over the past two years that revealed a proven, repeatable system to sell your home for up to 18% more money than the methods of traditional real estate agents. What you will learn in this controversial report has been highly guarded by the real estate industry for over 105 years.  You are about to learn what most real estate agents will never tell you about how to sell your home fast and for the most money.

Let’s start with some shocking statistics you may not have know about the real estate industry, and why up to 58.4% of homes that go on the market fail to sell.

* The average real estate agent only sells 6-8 homes a year

* The average real estate agent is only required to take between 90 and 500 hours of training to begin selling real estate.

* The average real estate agent spends less than $150 per month in marketing and promotion of their business

* The typical accepted offer an average agent will negotiate is 11% below your original asking price.

The Laws of Selling a Home

We will now go over each law and provide a brief description.  The full detailed report is available in PDF form.  Just contact us and request the “Why Great Homes Don’t Sell” report or fill out the contact form on this page.

Law 1:  Law of Expertise –  While the technology that is used in the real estate industry today is extremely current and effective in helping buyers and sellers navigate the overall real estate landscape, the same thing can’t be said about the strategies traditionally employed to help you determine the best price at which to sell your home.setting your list price

You see, the same protocol for pricing that’s been used for hundreds of years, a Comparative Market Analysis (CMA). It’s still being used today and it’s literally killing sellers’ ability to maximize the sales price of their home.

In fact, using the CMA is so detrimental to sellers getting top dollar, that the average sale-to-list pirce of a home across the country is only 89%.  A full 11% less than the original asking price and worth about $16,210 to average home seller that past couple years.

As a Certified Home Selling Advisor, under the Law of Expertise,pick my brain I will consider as many as 27 separate outside threats to the likelihood that your home will sell at a specific price.  Included in the list of threats are:

* Economic Indicators – What bearing does the overall local and state economy have on the housing market in your area?

* Trends Analysis – Are the current market trends more or less favorable for the style, location, demand, etc for your home?

* Absorption rates with in local market – Is there regular consumption of homes in your local market, and if so , how many homes a month are being purchased?

* Inventory of Short Sale Properties & Bank Owned – How many homes are distressed sales, like short sales, in your area and what effect are they having on the overall prices of homes in your market?

* Rent vs Buy Trends – Are people more inclined to buy a home or rent property in your market and if so, what is the ratio of rents to purchases in your area?

* Job stability in Market/Unemployment – Is there a stable job market in your area or are major employers coming to or leaving your area at the time you want to sell your home?

LAW # 2: Law of Differentiation – A proper differentiation strategy can get you up to 18% more for your home.what agent to pick

Albert Einstein said, “The definition of insanity is doing the same thing over and over again, expecting different results.”  Nowhere does this definition hold truer than in the real estate industry.

To get you maximum differentiation and up to 18% more for your home, as a Certified Home Selling Expert I use a four pronged approach.

1) Expert Staging Advice – Access to a professional staging expert who will consult with you to determine what, if anything, needs improvement in your home to make it show the best while on the market.  Market research shows professionally staged homes sell in as little as 30 days and for up to 6 -10% more than homes not professionally staged.  This is a critical first step in the differentiation process.

2) Quality of Life Upgrade Analysis – In order to drive the perceived value of your home up as high as possible, as a Certified Home Selling Advisor, I will evaluate any possible upgrades required.  Then I will recommend, if necessary any upgrades and help you arrange the lowest price guaranteed on any work needed to complete the required upgrades.  Please note that upgrades are not required on all homes sales to achieve maximum differentiation.

3) Professional Pre-Inspection – Knowing what pitfalls you’ll Preparing your home to sellencounter with an inspection and getting them resolved prior to listing your home can save you as much as 2 to 4 % in repair costs.  Subsequently, I will help you as a Certified Home Selling Advisor get a home inspection to head off any major issues that might come up.  In addition to cost savings on repairs, a pre- inspection will reveal any  “deal killers” and positoins your home to attract a higher offer.

4) Home Warranty – Offering a home warranty to perspective buyers helps your home sell faster and for up to 2.2% more. Additionally, you get coverage on the major mechanical systems in your home while it’s on the market to protect you from any unexpected issues that might arise during the listing and selling period.  The peace of mind a home warranty offers you and the prospective buyers on your listing is literally priceless.

    Differentiation when listing and selling your home in is not optional when it comes to helping you get top dollar from your home.  As a Certified Home Selling Advisor, I know how to help you achieve maximum differentiation and capitalize on it to get you up to 18% more for your home.

Law # 3 : Law of Exposure – Exposing your home to the largest number of qualified buyers gets you the best possible price for your home.

Most agents only invest 10% of their income on marketing and systems to run their business.  With the average real estate netting about $25,000 a year in 2011, he/she only invests about $150 per month to run his/her business, including marketing for your home which is certainly not sufficient to get your home the exposure it needs to attract the largest number of qualified leads.

To get the details on all 7 laws click here to request your free report on Why Great Homes Don’t Sell.  Or fill out the contact form below.

your homes value

 

By Bradley Potter, PLLC

Homesmart Realty

 

 

 

Seville Housing Updates in Gilbert Arizona 85298

Homes for Sale in Seville Neighborhood in Gilbert AZ

Find similar Homes For Sale in Seville Neighborhood in Gilbert AZ.  Friendly South Gilbert neighborhood!  Starter and Luxury homes with beautiful San Tan mountain views in a super location.

Why Do People Live here?New Picture (15)

Seville is an upscale neighborhood of modern single family Starter and Luxury homes that hosts the Seville Golf and Country Club. The community sits conveniently located just 10 miles outside of Downtown Gilbert. It’s far enough from the main hustle and bustle of the city that residents don’t feel like the urban center of Gilbert is knocking on their door.

Looking for a home in Seville?

Interested in finding homes for sale in the Seville Neighborhood of Gilbert AZ? Click that link to find all the currently available homes in this area of Gilbert.

What’s the Neighborhood Like?Phoenix Area Homes

The homes you would expect to find for sale in the Seville Neighborhood are generally going to range between 1,200 and 2,500 square feet for starter & move up homes. The Luxury Homes in the community are typically 3,500 to 6,000.  The largest home in this neighborhood is over 9,500 square feet.  Most of the homes were originally built back in the late 2000’s. The last set of homes in this subdivision were built in 2013-2014. It’s not uncommon to find homes that have extensive finished basements adding to the square footage of some of these great homes. The smallest homes in the neighborhood start with 3 bedrooms while the larger floor plans have a four or five bedroom layout with some models putting the master bedroom on the main floor. Each home has an attached two to four car garage.  Most of the lots are large so there is plenty of room for people to get out and enjoy the beautiful Arizona weather.

What’s Going on Nearby the Seville Neighborhood?

Seville is located in the south east area of the city. Parks, trails, and shopping are all within a few miles.  4.5 miles from San Tan Village and San Tan Mall, 8 miles to Arizona State University East Campus, Gilbert Mercy Hospital and the Church of Jesus Christ of Latter Day Saints Gilbert Temple is only 10 minutes away, 10 Miles from downtown Gilbert and 8 miles to Williams Gateway Gilbert Airport.  Find out about everything that is nearby to Seville including places of worship, banking, shopping, Attractions and recreation and much more on my website.

What Schools will the Kids Attend?school reports 2

If you buy a home for sale in the Seville Neighborhood of Gilbert, AZ, the local schools serving this area are Rigss Elementary School, Willie & Coy & Payne Junior Highs, and Basha High School To get local school scores and more information about these schools check out the Gilbert school reports on my website.

Now You Really Want to Find a Home Here, Right?ready-to-buy-2

If you are interested in the current homes for sale in Seville Neighborhood of Gilbert AZ click on the link. Our ‘for sale’ property information is a direct feed from the Arizona MLS and is updated multiple times per day.

Sold homes in Seville in Gilbert Arizona

You can see the number of homes sold and the sales price comparison for 2013 vs 2014.

seville-page-001_edited

Thank you for reading about Single Family Homes For Sale in Seville in Gilbert AZ 85298. 

 Provided courtesy of the Bradley Potter, PLLC Home Selling Team
Homesmart Realty
Hire a positive and proactive Team of Realtors to help you find your next home!
Call or text 480-239-5468 for information on Buyer’s Representation Services
(NO COST TO HOME BUYERS)
Search entire Arizona MLS for FREE at www.MyPhoenixAreaHomes.com/search
Get a FREE report on YOUR HOME’s Value at www.MyPhoenixareahomes.com/sell
Like us on Facebook! Facebook.com/BradleyPotterteam

Master Planned Golf Communities Las Sendas vs Red Mountain Village & Red Mtn Ranch

Las Sendas vs Red Mountain Village & Red Mtn Ranch

8/7/2014

Las Sendas

 

Chart Temporarily Unavailable

Las Sendas is located in the beautiful city of Mesa Arizona.  Mesa is currently the 2nd most populated city in Maricopa County behind Phoenix.  Mesa in the last few years has be growing and developing into an excellent city. Las Sendas is minutes away from the 202 Free way, 20 min from the salt river, 25 minutes from majestic Saguaro Lake and 15 minutes from Mesa Riverview Shopping and Entertainment.  Mesa Riverview hosts the Bass Pro Shop, Toby Keith’s Bar and a variety of other shopping and entertainment for everyone to enjoy.May2013-41

Las Sendas Currently has 3,808 Single family homes in the subdivision. 2,100 of the homes are single story properties and 1,708 homes are 2 stories or more. As of August 2014 the Average Listing Price on a single family home for sale in Las Sendas is $714,498 and the average size is approximately 3,405 sq feet. The current active listings are sitting on the market for approximately 114 days and listed at $189 a sq foot.Phoenix Area Homes

There have been 151 homes sold over the past 12 months. The average list price of the homes that sold was $493,306. The average sales price was $475,304, meaning homes are selling for 96.3% of what they are listed for. The average size for homes that have sold is 2,735. They are selling for $172 a sq foot and are on the market for approximately 88 days on average.

Las Sendas Golf Club offers membership programs to support the area including annual, seasonal (6 month), associate (under 40 years of age) and corporate memberships. We offer a no questions asked 100% refundable deposit initiation fee. The refundable deposit initiation fee increases $1,000 for every 5 new members that join the Club. Please inquire about the current initiation deposit fee structure.

Member Category Monthly Dues –
Primary Member
Monthly Dues –
Family Member(s)*
Annual $349 $115
Seasonal $466 $174

*Family member(s) include juniors under the age of 22.

.

Red Mountain Village & Red Mountain Ranch

Chart Temporarily Unavailable

 

Red Mountain Ranch & Red Mountain Village is located in Mesa Arizona. The community is just a few miles from our other community of discussion Las Sendas.  Red Mountain Village and Red Mountain Ranch is also minutes away from the 202 Free way, 20 min from the salt river, 25 minutes from majestic Saguaro Lake and 15 minutes from Mesa Riverview Shopping and Entertainment.  Mesa Riverview hosts the Bass Pro Shop, Toby Keith’s Bar and a variety of other shopping and entertainment for everyone to enjoy.find-a-home

The Red Mountain Ranch & Red Mountain Village communities. The community is primarily a single story home provider. There are 920 single story homes and only 390 multi level homes. As of August 2014 the Average Listing Price for resale on a  home in Red Mountain Ranch & Red Mountain Village is $448,3530 and the average size is approximately 2,815 sq feet. The current active listings are sitting on the market for approximately 86 days and listed at $151 a sq foot.

There have been 81 homes sold over the past 12 months in the resale market. The average list price of the homes that sold was $324,233. The average sales price was $314,514 meaning homes are selling for 97% of what they are listed for. The average size for homes that have sold is 2,237. They are selling for $143 a sq foot and are on the market for approximately 79 days on average.

school reports 2

Membership Categories  For Red Mountain Ranch Country Club

RMRCC is proud to offer over seven different categories of memberships, ranging from golf to tennis and social. Click Here to view a PDF document of all of the offered memberships, plus their respective pricing.

If you are interested in either of these communities contact us today to go over your home buying goals.  You will appreciate all our free home buyer services

What is Happening in the Arizona Housing Market August 2014

New Picture (9)

The market continues to cruise at a moderate pace with 6,114 total resales in Maricopa County for July. REO closed was 367 which is 6%. Short sales closed were 214 which is 4% and normal sales closed was 5,533 which is 90%. Pending inventory is at 8,448 with REO pending at 450 which is 5% and short sales pending at 1,366 which is 16% and normal pending at 6,631 which is 79%. Active inventory in Maricopa County is down again slightly to 19,457. REO active is 644 and short sale active is also at 693 which is 3% each. Normal active is at 18,124 which is 94%.

school reports 2Home buyers and Home Sellers get started now.  Utilize our Free services and excellent resources for excellent information on the community you want to know about.

Master Planned Communities Seville vs Encaterra

Seville vs Encanterra

8/6/2014

SEVILLE

Seville is located in the beautiful city of Gilbert Arizona, which was recently voted as one of the top 5 safest cities in America. Seville is 10 minutes away from the San Tan Mall, San Tan Freeway, Gilbert Mercy Hospital, The San Tan Village with shopping dining and entertainment.May2013-41

Seville Currently has 2,829 Single family homes in the subdivision. 1,830 of the homes are single story properties and 999 homes are 2 stories or more. As of August 2014 the Average Listing Price on a single family home for sale in Seville is $380,000 and the average size is approximately 2,908 sq feet. The current active listings are sitting on the market for approximately 80 days and listed at $130 a sq foot.Phoenix Area Homes

There have been 188 homes sold over the past 12 months. The average list price of the homes that sold was $332,473. The average sales price was $324,041, meaning homes are selling for 97.5% of what they are listed for. The average size for homes that have sold is 2,418. They are selling for $134 a sq foot and are on the market for approximately 72 days on average.

The Seville Country Club is top notch. It has 3 swimming pools, water slides, sand volleyball, tennis courts, basketball courts, a fitness center, day care, club house and immaculate championship 18 hole golf course complimented by the view of the San Tan Mountains. The membership dues are separate from the community as it is a private club located in the heart of Seville. Dues Range from $200 – $800 a month depending on whether you have the pool and golf memberships.

Encanterra

Encanterra is located in San Tan Valley, which is a few miles east of Queen Creek in the South East Valley. The community is about 25 minutes to the San Tan 202 Freeway, San Tan Mall, Gilbert Mercy Hospital and San Tan Village with Shopping, dining and entertainment.find-a-home

The Encanterra community is still building a lot of new homes. Currently there are only 462 homes in the community per Pinal County tax records. The community primarily a single story home provider. There are 443 single story homes and only 19 multi level homes. As of August 2014 the Average Listing Price for resale on a single family home in Encanterra is $375,000 and the average size is approximately 2,235 sq feet. The current active listings are sitting on the market for approximately 318 days and listed at $168 a sq foot.

There have been 42 homes sold over the past 12 months in the resale market. The average list price of the homes that sold was $344,779. The average sales price was $332,858, meaning homes are selling for 96.5% of what they are listed for. The average size for homes that have sold is 1,913. They are selling for $173 a sq foot and are on the market for approximately 290 days on average.

school reports 2 The Encanterra Community is also an Amazing club house, with a lot of amenities to choose from. All homeowners hold social membership in the Encanterra Country Club, with optional upgrade to full golf membership. Quarterly dues for all homes are $939.75 with a one-time reserve fee of $1062.00, utility fee of $26.68, transfer fee of $120.00, disclosure fee of $210.00, & a one-time buyer social membership fee of $7000.00 (80% refundable).

If you are interested in either of these communities contact us today to go over your home buying goals.  You will appreciate all our free home buyer services

For Sale By Owner Proven System to Help you Sell on your own

Would you Like to sell your home for 18% more money?

Thinking_of_selling_on_your_own_pros_and_cons

We have worked with a number of excellent agents through our many years in the real estate industry to come up with a step by step Process for getting homes sold and for the maximum amount possible.  We call these steps the 7 laws that will help you sell your home for 18% more than the average For Sale By Owner.

As you read this, you will discover:

* The #1 secret to selling for up to 18% more money

* Why the CMA should not be used to determine the price of you home and exactly how you should set your price to attract the highest offer.

* What it take to make your house stand out from the competition, drive up demand and attract the highest price

* How to get agents “excited” about selling your home

* The #1 most mismanaged variable in the home sale : Negotiation.

* How to determine if your home will be targeting the largest number of qualified buyers – including buyers working with other agents – to get your home sold faster than ever.

* What mistakes to avoid when hiring an agent and how hiring the wrong one could cost you thousands.

INTRO

As a Certified National Expert Advisor we conducted a nationwide study over the past 2 years that revealed a proven, repeatable system to sell your home for up to 18% more money than the methods of traditional real estate agents.  Let’s start with some shocking statistics.

1. The average real estate agent only sells 6-8 homes a year

2. The average real estate agent is only required to take up to 120 hours of training to begin selling real estate

3. The average real estate agent spends less than $150 per month in marketing and promotion of their business.

New Picture (9)

THE FSBO vs The Certified Home Selling Advisor

In 2011, the founder of http://www.forsalebyowner.com, Colby Sambrotto gave up on selling his own home after six months and listed it with a Prominent Broker who sold the home for above the asking price shortly there after.  This raised the all too obvious question: “can you really sell your own home and net more money?”

Market research shows that more than 80% of For Sale By Owners eventually list their home with an agent.  But, with only a 50/50 chance of selling with most agents, are you sure you are making the right choice?  While the average agent is clearly not a good choice for handling your largest asset, the Certified Home Selling Advisor has the tools, skills and knowledge to be of great service.

For years, the process of becoming an average real estate agent has been too easy.  There has never been an organization that truly taught the knowledge and skills needed to manage the more than 115 variable involved in the home selling process. Until now.

Only agents with the Certified Home Selling Advisor designation through the National Association of Expert Advisor’s can give you a proven, repeatable system to sell you home for up to 18% more money than the methods of traditional real estate agents.

While attempting to save the money on commission by selling by owner might be tempting, the following laws might give you a better understanding of how to better your odds if you decide to sell on your own.

THE 7 Laws

You can get the full report by clicking here and requesting

The FSBO Report or fill out the contact form below

New Picture (9)

Law 1: The Law of Expertise: ” Giving you a price before analysis is like a doctor giving you a prescription before making a diagnosis”

Law 2: Law of Differentiation: “Differentiation that drives consumer preference can help sell your home for up to 18% more”

Law 3: Law of Exposure: “To attract a buyer that is willing to pay the most money, you must allocate your marketing budget across market research proven areas the expose your homes benefits to the highest number of qualified buyers”

Law 4: Law of Cooperation: “Up to 71% of homes are sold by co-op agents. We target these agents to increase your homes visibility in the marketplace”

Law 5: Law of Buyer Acquisition: “Our Immediate- Response systems track all buyer activity and allow immediate response to buyers interested in you home”

Law 6: Law of Negotiation: “The are of negotiation is a powerful tool that most real estate agents don’t possess.  Most agents need to sell your home worse than you do, making their advice biased and shaving points off your net proceeds check”

Law 7: Law of Executions: “The real estate industry is the only industry that has failed to employ proven systems that provide a repeatable consumer experience- Certified home selling advisors are the only real estate agents trained to execute it.”

FSBO TIP:  Since you are going to be responsible for managing the entire real estate sales process, be sure you have a good mortgage professional, title company and attorney ready to work on your behalf.  Since you won’t have someone representing your best interests, you will want to make sure the contract is written to your benefit.  Keep in mind that in today’s Market, financing is the #2 reason a deal falls apart.  Be sure to get all buyers pre-approved and talk directly to the lender to find out what potential challenges they might have in connection to getting their loan.
 

Send Me The Full Report