How To Buy Your First Home & 9 Buyer Traps To Avoid

 

How To Buy Your First Home

&

9 Buyer Traps to Avoid

 Houses For Sale

    When first time home buyers area looking for houses for sale, sometimes it is difficult to know where to start.  Finding houses for sale, is the easy part.  There are a few things that one can do first to help make the home buying process very simple and fun.  Our buyer education program “The RWA Buyer” and free library of resources and tools help make the home buying process simple and rewarding.  As a “RWA Buyer” or Ready Willing & Able home buyer, you will receive a few free gifts from our team.  Home warranties, closing costs and Advanced Online Home Search Tools are just a few of the benefits provided by our team.  We are excited for you as you take the next towards home ownership.

 

Fill Out The Information Below

And Receive Your Free Report Instantly

pick my brainNew Picture (15)May2013-41what agent to pickhomesmart logoNew Picture (5)

Advertisements

How to Buy a Home In Arizona

How To Purchase A Home In Arizona

New Picture (2)1.  The very first thing you should do is contact a real estate agent. Better known as a Trusted Advisor

Why-  Many people ask this question.  “Why should I use a realtor to help me find a home?  I can use the internet.” This is true the internet is a great tool for helping find properties.  But guess what, most realtors also use the internet and their tools far exceed the abilities of those other websites.  I am sure if you have ever tried to look at homes online you have discovered when you contact someone about a home,  that  home is no longer available.  That is because those sites are delayed.  Technological agents have resources that are up to date and to the minute with accuracy.  Best of all most real estate agents are FREE to use when you purchase.   A realtor will walk you through every process step by step.  Think of it like starting a new job.  When you arrive to work would you want to be thrown in your position and told “good luck”?  Probably not, you would want training on the systems, and processes before you started to be responsible for major tasks and your new employers money.  That is what a realtor provides, think about it.  You are about to sign a legal binding contract for HUNDREDS of THOUSANDS of DOLLARS!!!  Don’t you want to be protected and guided through the process step by step?

2. Get Pre Approved for a loan

Getting pre approved for a loan will help you determine how much of a home you can afford.  This will help you plan out your budget, ensuring that you are protected from future disaster or loses.  Getting pre approved also helps to strengthen your offer in the eyes of a home seller.  When a home seller sees that you have taken the necessary steps to get a pre qualification letter from a home loan establishment “bank or mortgage company” it helps them feel more comfortable when accepting your offer on their home.

3. Start Looking for homes

New Picture (15)    You and your agent will sit down and develop your buyer profile.  This is where you determine what you need and want in your new home.  Once your profile is developed a search will be set up.   This search will keep you informed when  homes come to the market that meet your search criteria, or when a home has a price reduction.  You will be able to track your favorites and watch them on your own time, with 24 hour unlimited access.  When you are ready to go view a home or homes you let your trusted advisor aka realtor know you are ready.  Your agent should be able to show you homes that same day or at least the following day.  NOTE:  The best homes sell very fast, it is important to be first.

4. You found a home, Now it’s time to make the offer.

Phoenix Area HomesThis is where the expertise of your Trusted Advisor becomes very important. You have found a home that fits your needs, wants and desires.  You are excited.  It’s time to head into the office and do some research.  Your Trusted Advisor will pull the property up to check a few things. 1st and most important does the home owner have any excessive mortgage balances that would not allow the sale and 2nd what is the home currently worth.  Your agent will pull up comparable homes that are listed for sale and comparable homes that have recently sold.  This will help your decision in making a good solid offer on the home.  Once you have established a price, your Trusted Advisor will provide you with the proper legal documents to protect your best interest and  secure the property into a legal binding contract.

5. Congratulations, the seller accepted your offer!

You did it, you listened to the advice of your trusted advisor and you successfully entered into contract on your future home.  Now you are  half way done.  Escrow will be opened up with a neutral 3rd party or TITLE COMPANY and a deposit will be put down by you the buyer.  This shows monetary commitment by you in order to secure the offer on the home.  This deposit will be applied towards the purchase of the home when you close.  We recommend Security Title off of Baseline and Stapley.  After the contract is accepted and escrow is opened you need to get the home professionally inspected. Some people skip this step because it costs $400 – $500 dollars.  If you use our team of Trusted Advisor’s we will credit you back at closing for the inspection fee, because we know how important it is.  Home inspections are the number 1 reason contracts are cancelled.  Think of it like an insurance policy.  You spend $400 now and find out the roof is bad and the AC system is about to go out.  We you can either cancel the contract or you can now request the seller fix those items before you purchase the home.  You just saved yourself about $15,000 dollars.  That was a pretty good investment.

6. Completing your Home Loan Process

This is where your lender will provide you with a list of items thatNew Picture (9) they will need to get your loan fully approved for purchase.  This list includes items such as bank statements, pay stubs, current lease agreements, tax returns and a credit report.  A good lender will ensure you have all this done very early so you do not run into potential delays later.  We have a great lender that we recommend as your Trusted Advisor.

7. Getting the Keys

Congratulations, you are almost done.  It is signing day.  Your Trusted Advisor has walked you through everything step by step.  Your mortgage expert has completed your loan early.  It is Friday morning and it is time for the final walk through before you go in to sign your home loan documents at Security Title at 10am.  Your Trusted Advisor will take you through the home one more time before you become the home owner to make sure everything is the same as it was or better when you wrote the offer.  The final walk through looks good, you head to Security Title to meet with Kerry Evans your escrow officer.  Your documents are signed and sent back to the lender.  Then lender then send the funds over to the title company and sets the home up to record the new owner of the home “YOU”.  Its 5pm and you meet your Trusted Advisor to get the keys to your new home!

Thank You!

Thank you for taking the time to read this article about purchasing a home.  We are hear to provide you free quality service as a Trusted Advisor in one of the biggest transactions of your life.  We hope to hear from you, when you are ready to make the move.

Provided courtesy of the Bradley Potter, PLLC Home Selling Team
Homesmart Realty
Hire a positive and proactive Team of Realtors to help you find your next home!
Call or text 480-239-5468 for information on Buyer’s Representation Services
(NO COST TO HOME BUYERS)
Search entire Arizona MLS for FREE at www.MyTempeAreaHomes.com/search
Get a FREE report on YOUR HOME’s Value at www.MyTempeareahomes.com/sell
Like us on Facebook! Facebook.com/BradleyPotterteam

Distressed Sales/Bank Foreclosures Hotlist

New Picture (15)

Your Customized HOT LIST of Distressed Properties!

Distress sales resulting from bank foreclosures often represent a great way to get a fantastic deal on a home. It’s not easy for the average home buyer to find these deals because you have to keep searching to see when one comes up.

If you’re the type of person who recognizes what a great deal some of these properties could represent, you will be interested to know about a new free service which automatically searches out and downloads a current list of all such properties day in and day out.  When you receive this free, no obligation service, you’re automatically plugged in to the most current list of Foreclosure Properties on the market in the price range and area that interest you.  You can also have access to updates of the list as new properties are added to it.

Here’s how it works.  You will receive a FREE report listing the current Foreclosures properties (including photos) in your desired price range and location.  There is no cost for this information and absolutely no obligation.  This insider information, sent to you in an incredibly simple and efficient format, will give you a huge advantage over the other buyers in the marketplace.

you can request this free “Distress Sales and Bank Foreclosures Hot list” by filling out the information necessary below.

New Picture (11)

Provided by Bradley Potter, PLLC Homesmart Realty

HomeSmartTop08

Free Quick Over the Net Home Evaluation

New Picture (9)

Free Quick Over-the-Net Home Evaluation

Find out what your home is really worth!

Knowing what your home is worth is important to have if you’re considering selling.

By providing your address and a brief description of your home, the system will conduct a thorough comparative market analysis by searching the database for similar homes listed or sold in your area.  We will have the full report of your property to you within 2 hours or we will buy you a steak dinner at outback steak house.

With this current market data, you will be able to determine what your home might sell for if you decided to put it on the market.

There is no cost or obligation for this valuable service.

For your FREE Home Evaluation, please provide the information necessary.

 

 

New Picture (3)Provided by Bradley Potter, PLLC of Homesmart Realty to receive the steak dinner you must list your home with us.

HomeSmartTop08

Don’t Pay Another Cent in Rent to Your Landlord Before you read this Free Report

Stop RentingGet FREE Instant Access by completing the form on this page below.

If you’re like most renters, you feel trapped within the wall of a house or apartment that doesn’t feel like yours.  How could it when you’re not even permitted to bang in a nail or two without a hassle.  You feel like you’re stuck in the renter’s rut with no way out and never being able to own your own place.

Well don’t feel trapped any more!  A new FREE Special Report entitled “HOW TO STOP PAYING RENT and OWN YOUR OWN HOMEhas already helped dozens of local renters get out from under their landlord’s finger and move into a wonderful home they can truly call their own.  You can make this move too by discovering the important steps detailed in this FREE Special Report.

It doesn’t matter how long you’ve been renting or how insurmountable your financial situation may seem.  With the help of this report, it will become suddenly clear to you how you really can save for the down payment and stop wasting thousands of dollars on rent.

Order this report NOW and stop wasting thousands of dollars on rent.

 

 

New Picture (11)

Report provided by Bradley Potter, PLLC of Homesmart Realty

HomeSmartTop08

Homes Near Gilbert Mercy Hospital in Gilbert Arizona

Homes near Gilbert Mercy Hospital in Gilbert Arizona

By Bradley Potter, PLLC

Real Estate Agent with Homesmart Realty Arizona

Email Me Now


Why Do People Live here?

Gilbert Mercy Hospital in Gilbert Arizona is conveniently located off the south 202 free way and Val Vista, within about 8 miles from downtown Gilbert.  With a close proximity to Chandler Gilbert Community College, Williams Gate Way Airport, and the San Tan Out Door Mall, it is no wonder the homes in the Gilbert area are some of the most sought after properties of the city.

Looking for a home in near Gilbert Mercy Hospital?

Interested in finding A home for sale near Gilbert Mercy Hospital in Gilbert Arizona? Click this link to find all the currently available homes in this area of Gilbert Arizona.

Is it time to sell your home near Gilbert Mercy Hospital in Gilbert Arizona?  Request a free Custom Market Analysis and check out our Property Marketing Plan for Homes in Gilbert Arizona.

What’s the Area Like? Phoenix Area Homes

Gilbert Mercy Hosiptal is located right off the 202 freeway by the San Tan mall and the new LDS Mormon Temple.  Downtown Gilbert is just 8 miles away.   Numerous parks, trails, and shopping are nearby. The San Tan Mall and shopping center is just a few miles away and has everything from a movie theater, gourmet sushi restaurants to Dick’s Sporting goods.  Find out about everything that is nearby the Gilbert Mercy Hospital including places of worship, banking, shopping, Attractions and recreation and much more on my website.

Neighborhoods near Chandler Regional Medical Center

  • Vincenz prices range from $200,000 to $300,000.  Resale value for homes in the Vincenz Subdivision varies depending upon condition, size, and remodeling upgrades. A serious fixer upper might sell for as low as $180,000 and a completely renovated home could sell for $300,000.
  • Villages at the Spectrum 2 to 6 bedroom homes range in size between 1100 to 2300+ square feet. Resale values range between $180,000 and $300,000.
  • The cove at Vincenz 3 to 6 bedroom homes range from about 1,700 to 2,000+ square feet.  Prices for homes in The Cove at Vincenz Neighborhood in Gilbert AZ range from $200,000 to $300,000. 
  • Spectrum homes have 2 to 3 bedrooms and 1 to 2 bathrooms and are 1700 to 2800 square feet. .  Prices range from $150,000 to $295,000.
  • Gilbert Ranch homes are generally going to range between 2000 and 4300 square feet. The smallest homes in the neighborhood start with 3 bedrooms while the larger floor plans have a five or six bedroom layouts. There are some custom homes in this elegant area $275,000 and $400,000.
  • Vista Del Oro 3 to 6 bedroom homes are between 1000 to 3000 square feet.  Home values range between $200,000 and $350,000. 
  • Windmill Ranch one and two story, 2 to 6 bedroom homes range in size from 1500 to 3100 square feet. Home values range from $220,000 and $409,900.
  • Vista Dorado 3 to 5 bedroom homes are between 1600 to 2700 square feet.  Home values range between $250,000 and $350,000.
  • Pecos Park This neighborhood offers beautiful home located in Gilberts 85295 zip code. Homes are 1500 – 3000 + square feet and start around $200,000 to $400,000
  • Vista El Dorada Beautiful South Gilbert Community in 85298 zip code homes are 2000 + square feet in size and Priced from the mid $200’s and Up depending on the size and amenaties.
  • Eagle Glen is a Chandler Community just on the boarder of Gilbert.  Homes are 2000 + Sq Feet and Priced in the Upper $200’s

What Schools will the Kids Attend?

If you buy a home for sale near Gilbert Mercy Hospital of Gilbert Arizona, the local schools serving this area include:

school reports 2

To get local school scores and more information about these schools check out the Gilbert school reports on my website.

Now You Really Want to Find a Home Here, Right?

If you are interested in the current homes for sale in Homes near Gilbert Mercy Hospital of of Gilbert Arizona click on the link. Our ‘for sale’ property information is a direct feed from the Arizona MLS and is updated multiple times per day.

Thank you for reading about Homes Gilbert Mercy Hospital in Gilbert Arizona. 

Posted by

Provided courtesy of Bradley Potter, PLLC
Homesmart Realty
Hire a positive and proactive Team of Realtors to help you find your next home!
Call or text 480-239-5468 for information on Buyer’s Representation Services
(NO COST TO HOME BUYERS)
Search entire Arizona MLS for FREE at www.MyPhoenixareahomes.com/search
Get a FREE report on YOUR HOME’s Value at www.MyPhoenixareahomes.com/sell
Like us on Facebook! Facebook.com/BradleyPotterTeam